Personal Funds

Personal Funds is a local-first Obsidian plugin for tracking personal income, expenses, credit card payments, lending, and account adjustments.

Features

• Record income, cash expenses, credit card expenses, credit card repayments, lending, loan collections, and account adjustments.
• View current account, credit card, expense, income, and lending summaries in a responsive modal.
• Generate a Markdown funds dashboard in your vault.
• Generate an Obsidian Canvas with the dashboard and usage guide.
• Save records to a configurable vault folder as sync-friendly Markdown (records.md).
• Read records back from the vault database after plugin updates or reinstalls, even if the original custom data-folder setting was not restored.
• Open and update separate Markdown summary notes from the five top summary cards.
• Preserve user-added files and Canvas nodes when updating generated dashboards.
• Switch between Chinese and English in the plugin interface.
• Store all data locally in your vault, with plugin data kept as a secondary copy.

Usage

1. Click the wallet icon in the ribbon, or run Open personal funds from the command palette.
2. Choose a record type, enter the amount, category, person, and optional note.
3. Save the record to update the funds dashboard automatically.
4. Use Update funds dashboard markdown, Create or update funds canvas, or Read funds Markdown database from the command palette when needed. Update funds dashboard markdown only updates the default dashboard file.
5. Configure the data folder in the plugin settings if you want the database and generated files somewhere else.

Generated Files

Personal Funds creates generated files under:

• Personal_funds/Funds dashboard.md
• Personal_funds/Funds dashboard.canvas
• Personal_funds/records.md (the primary record database, designed to be included by note sync tools)
• Personal_funds/Summary/*.md

Privacy

Personal Funds does not send data to external services. Records are saved locally in a Markdown database file in your vault and mirrored in Obsidian plugin data. Older records.json files are automatically imported once and migrated to records.md.

Author

MI-Lin

License

MIT