Family Bank

A fixed-deposit savings manager for children. Each child has an independent account; deposits earn interest, and saving goals are always visible.

• Two savings products: Monthly deposit (0.5%/month) and yearly deposit (7%/year)
• Automatic interest settlement: Interest accrues per full period; settle as cash or roll it into a new deposit
• Deduction tracking: Reduce a deposit proportionally or by a specific one, with a reason recorded
• Saving goals: Set a target amount with a real-time progress bar
• Asset chart: Track total assets over time, hover for details
• Deposit pie chart: Monthly vs yearly allocation
• Sibling comparison: Leaderboard with leading amount
• Dynamic accounts: Add or remove children anytime
• Auto-save: Data written to a JSON file inside your vault
• Cross-device sync: Works with Remotely Save / Obsidian Sync

Installation

Option 1 — Community plugins (recommended)

1. Open Settings → Community plugins → Browse
2. Search for "Family Bank"
3. Install → Enable

Option 2 — BRAT

1. Install the BRAT plugin
2. Add the repo: https://github.com/kumoonet/obsidian-family-bank

Option 3 — Manual

1. Download the latest release from GitHub
2. Extract into .obsidian/plugins/family-bank/
3. Restart Obsidian and enable the plugin

Usage

Click the wallet icon in the left ribbon to open the Family Bank dashboard.

• Dashboard: total assets (monthly + yearly principal), asset chart, deposit pie chart, sibling comparison, goal progress
• Banking: "New fixed deposit" to save money (choose monthly or yearly, tag a source like 压岁钱/零花钱/奖励); "Settle interest" per full period; "Details" to inspect each deposit; "Settlement history" to review and revert
• Manage: set/delete saving goals, deduct deposits (proportional or specific, with reason), manage deposits, add/remove accounts, export data / import restore / reset

Data

Data file (default): 家庭银行数据.json in your vault root. The path is configurable in plugin settings.

License

MIT

中文

儿童定期存款管理系统。每个孩子独立账户，存钱进去产生利息，攒钱目标看得见。

🏦 银行只记录定存，日常花销不记在这里。利息结算可选现金拿走，或自动转存为新定期。

功能

• 两个储蓄产品：月定存（0.5%/月）和年定存（7%/年）
• 自动利息结算：满完整周期自动计息，不满的继续留着；结算方式可选现金拿走或自动转存新定期
• 定存扣减：按比例分摊或指定某笔，记录扣减原因
• 攒钱目标：设定目标金额，进度条实时显示
• 资产走势图：总资产变化一目了然，鼠标悬停看数据
• 定存占比饼图：月/年定存分布
• 两个孩子对比：排行榜 + 领先金额
• 动态增删账户：不是固化的两个孩子，可随时增减
• 数据自动保存：写入 vault 内 JSON 文件
• 跨设备同步：配合 Remotely Save / Obsidian Sync 自动同步

安装

方法一：社区市场（推荐）

1. 打开 Obsidian 设置 → 社区插件 → 点击「浏览」
2. 搜索 Family Bank（中文暂不支持搜索，官方未来会支持本地化名称）
3. 点击安装 → 启用

方法二：BRAT

1. 安装 BRAT 插件
2. 添加仓库：https://github.com/kumoonet/obsidian-family-bank

方法三：手动

1. 从 GitHub Release 下载最新版
2. 解压到 .obsidian/plugins/family-bank/
3. 重启 Obsidian，启用插件

使用

点击左侧钱包图标打开家庭银行看板。

看板 显示总资产（月定存 + 年定存本金总和）、资产走势图、定存占比、两个孩子对比排行、攒钱目标进度。

理财

• 点「新增定期存款」存钱，可选月定存或年定存，可标注来源（压岁钱/零花钱/奖励）
• 点「结算利息」按完整周期结息
• 点「明细」查看每笔存款的状态，可单独取回
• 点「结息记录」查看历史结息明细，可撤回

管理 进入管理模式后可：

• 设定/删除攒钱目标
• 定存扣减（按比例或指定某笔，记录原因）
• 管理定期存款（查看、取回）
• 增删账户
• 导出数据到 vault 文件 / 导入恢复 / 清零

数据

数据文件路径（默认）：家庭银行数据.json（vault 根目录） 可在插件设置中修改路径。

License

MIT